...Traveling to places such as the Caribben, Costa Rica, New Zealand, Australia, Fiji and many other places, I now don’t have to take a second thought when I am making a decision about my discretionary expenses.

I would recommend a Reverse Mortgage to anyone looking to have the peace of mind and freedoms associated with this great opporturnity.

-Frankin Purnell,
Pomona, California

Privacy Policy, & Disclosure

gayandlesbianreversemortgage.com is an information platform for use of Seniors 62 and over. Information sent through this website is not shared with any entity unless at your written request as part of Reverse Mortgage Process signed in writing by you and as part of the loan process as required by law. The portal is not a lending institution, nor a bank, but merely an advertising platform for Gregory B. Shearer and his colleagues.

1. We do not sell customer information to third parties

  • Information we receive from you in written applications and loan packages:

Information obtained when verifying the information you provide in written form such as Applications and Disclosures (may be obtained but limited to your current and past employers, Social Security, or other institutions where you conduct Financial Transactions. It will also be necessary at the time of application to provide the following:

  • Copy of your Property Tax Bill
  • Copy of Your Homeowners and Fire Insurance.
  • Copy of any Trust involving the Property
  • Copy of your Social Security and Medicare Card
  • Copy of your Drivers License or State issued ID or Passport (this is for Positive ID, we prefer a color copy)

We may disclose information we collect, as provided by law, and described above to companies that perform services on our behalf as part of the Reverse Mortgage Application Process. This will include but is not limited to: Appraisers, Title Companies, FHA approved Counseling agencies, Escrow, Termite Inspectors, etc. These disclosures typically include information to process the Reverse Mortgage process on your behalf, conduct the operations of our affiliated colleagues such as Brokers, Lending Institutions, and to follow your instructions as you authorize or protect the security of Financial Records.


We do not share customer information with thirds parties other than in accordance with your written permission in the Processing of an actual application. This would be with entities not limited to: Appraisers, Brokers and lending institutions, Title Companies, FHA certified Counseling agencies etc.

3. Personally Identifiable Information

The Site will not provide our advertisers or anyone else outside the Site with any information specific to you collected from the Site unless we have your written consent.

4. Cookies

"Cookies" are small text files that allow Web sites to store and retrieve information about you from your computer system. The Site does serve cookies to track individual site usage for later aggregation. But we do not use cookies in order to retrieve any information from your computer other than information originally sent in a Site cookie, such as a user code. We have no control over whether and how our advertisers use cookies that originate from their website.

5. Communication from the Site

From time to time, we may send you information with announcements and updates about the Site and your account. You may elect to opt-out of ongoing e-mail communication from us, such as newsletters, subscriptions, account information, promotional materials, contest results, survey inquiries, etc. by using a simple "opt out" procedure. You need only reply to the communication with the word "unsubscribe" (without the quotation marks) in the body of your e-mail response and your name will be removed from that mailing list. However, if you opt-out of receiving our announcements and updates about your account, you may no longer have access to areas restricted to account members.

6. Warranties

Every effort has been made to assure credible information, and links to credible recourses for seniors. Due to the evolving nature of lending and programs gayandlesbianreversemortgage.com may offer, gayandlesbianreversemortgage.com issues no warranty of any kind, either express, or implied, including but not limited to the acquisition of it’s customer(s) which is kept private. And not disbursed to any company without written consent of the customer(s).

Information on this website may contain technical inaccuracies or typographical errors. Information may be changed and updated without notice. gayandlesbianreversemortgage.com may also make improvements and/or changes in the products and services described in this website without notice.

gayandlesbianreversemortgage.com makes no representations whatsoever about any other website which you may access through this one. When you access a Non Reverse Mortgage Store website, please understand that is independent from gayandlesbianreversemortgage.com, Please note any link to another site is not an endorsement of their information and gayandlesbianreversemortgage.com will not be responsible for the content of such websites. Naturally precautions should be taken for use such as items like worms, viruses Trojan horses, and other items of destructive nature.

Under no circumstance will gayandlesbianreversemortgage.com be liable to any party for any direct, indirect, special, or other consequential damages for any use of this website, or any other hyperlinked website, including without limitation, any lost profits, business interruption, loss of programs or data on your information handling system, or otherwise, even if we are expressly advised of the possibility of such damages.

When a senior choses to proceed in the Reverse Mortgage process, a thorough disclosure protocol is taken. This includes many disclosure documents which explain all aspects of the process. Also included is a consultation with an FHA certified counselor whom will speak with you from anywhere from sixty to ninety minutes on the phone (estimate) to assure you understand your HUD or conventional program you will be entering into. This process is intended to assure that the senior completely understands the process, as well as the ramifications of proceeding with a Reverse Mortgage.

7. Children

The Site is not intended for children under the age of 18 nor does the Site knowingly collect personal information from children under 18. Further the site is intended as an information portal for seniors 62 and over. The Site does not orient this Site toward children or target them as an audience, nor does it screen them from using the Site. Parents and Guardians should preclude children from using the site, unless it is for Academic purposes and monitored by parents or guardians.

8. Links to Other sites

This Site provides links and pointers to Web sites maintained by other organizations, such as senior recourses and outreach organizations. The Site provides these links as a convenience to users, but it does not operate, control or endorse such sites. The Site also disclaims any responsibility for the information on those sites and any products or services offered there, and cannot vouch for the privacy policies of such sites. The Site does not make any warranties or representations that any linked sites (or even this Site) will function without error or interruption, that defects will be corrected, or that the sites and their servers are free of viruses and other problems that can harm your computer.

9. Policy Changes and Acceptance

This privacy policy is effective as of September 1, 2008. By using our Site and its services, you signify your acceptance of this Privacy Policy. If you do not agree or are not comfortable with any policy described in this Privacy Policy, you may discontinue use of our Site. We reserve the right to modify this Privacy Policy at any time. Your continued use of any portion of our Site following notification or posting of such changes will constitute your acceptance of these changes.

10. More Questions?

If you have any questions about this privacy policy, e-mail them to reversemtgca@aol.com, be sure to indicate the specific site you’re visiting and the nature of your question or concern.

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